If one has gold jewellery less than the gold nisaab weight, does Zakaat have to be paid if the value of the jewellery is R40,000?

Answer

If the person has any other Zakaat assets, e.g. cash, stock-in-trade, then he has to pay Zakaat on the combined value of the gold plus the cash. If he has absolutely no cash, etc., then Zakaat on the gold less than nisaab is not incumbent although it will be preferable to pay Zakaat in view of the value exceeding the silver nisaab which is the standard by which we go.