I am married for 9 years.

Answer

Allah Ta'ala says in His Glorious Qur'aan:

"The dominion of the heavens and earth belongs to Allah. He creates whatever He desires. He grants females to whomever He wills, and He grants males to whomever He wills. And, He grants both male and female (offspring) to whomever He wills. He makes barren (infertile) whomever He wills."

When people are unable to conceive, they become unduly perturbed, worried and despondent. Creation is the prerogative of Allah Ta'ala. One should not go beyond the confines of the natural methods and ways allowed by Allah Ta'ala for achieving an objective. For this purpose there is no need for tests and surgery. Just dua suffices. Be contented if Allah Ta'ala does not bestow children to you. The techniques of the kuffaar are satanic and haraam. Inability to have children is the

choice of Allah Ta'ala.

the debt. If the creditor dies, his heirs will have the right to claim from the debtor. He should explicitly state that he has made maaf (waived) the debt. In this case the heirs have the right to demand payment.