Now that Al Baraka's debit card account and other savings accounts are haraam, what alternative can you offer?

Answer

It is the obligation of the Bank to come up with an 'alternative'. People are labouring under a misconception on the issue of 'alternatives'. It is not our obligation to fabricate 'alternatives'. Our duty is to show these Banks their haraam indulgences. Firstly, we are not saying that the concept of debit cards, savings accounts, etc. is haraam. What is being said is that these banks obstinately refuse to set their riba house in order. The banks are not interested in Allah's Shariah, hence they have forged another stupid 'shariah' which they have designated 'AAQIF Standards'. When they are incapable of presenting valid Shar'i arguments to the valid objections of the Ulama, they seek refuge in the stupid taqleed of their stupid 'shariah'.

The bank must produce a halaal alternative which in fact is quite simple. They only have to structure their debit card account and other accounts to conform with the Shariah. But, the first step in the process for the achievement of rectification and compliance with the Shariah is imperatively the dismantling of the mercenary 'shariah supervisory boards'. The Banks have to give these mercenary louts the boot, and refer to independent Muftis who work from their own premises and who do not charge a cent for Fatwas.

Now if the banks refuse to bring their products in line with the Shariah, then we are afraid there is no alternative. The alternative for riba is halaal trade, and halaal investment, and to conduct the accounts in full compliance with the Shariah. The biggest stumbling block to achieve this objective is the mercenary molvies and sheikhs who are becoming obese and diseased with the haraam riba money they earn from the banks for forging haraam 'fatwas'.

So, understand well, the alternative is a halaal account which Al Baraka can and must design.