Is „Samia Medical Insurance‟ halaal?

Answer

The so-called 'islamic' medical insurance is just as haraam as are all conventional medical insurance schemes. Just as scoundrel muftis have marketed their haraam 'takafol' as halaal so too are they doing with this haraam medical scheme. The arguments proffered to bolster their view are spurious, baseless and corrupt. The practice of barbers in Afghanistan does not constitute Shar'i daleel, nor is the example of the nurse a valid argument. Presenting such stupid arguments as 'daleel' is ludicrous.

However, some Ulama have opined that today, due to the real need (Dhuroorah), the haraam medical aid schemes are permissible. The issue of medical fees is absolutely appalling, scandalous and constitutes nothing but usurpation and blood-sucking by doctors. They are satanic sadists. The situation in state hospitals could be equated to Hell. Thus, on the basis of the Shar'i principle of Dhuroorah, some Ulama say that medical aid is today permissible.

While we reject with scorn the stupid arguments which the 'barber' muftis proffer, the basis for permissibility proffered by other Ulama has credibility. It is therefore, permissible to accept the view of permissibility of these Ulama who base their view on a valid principle of the Shariah.