An insurance company called 'Ammanah' which is advertising 'Dawaah' street signs is advertising 'halaal' insurance policies.

Answer

Don't be deceived by the haraam advertising and the chimera of so-called 'da'wah' street signs and the Qur'aanic verses which this miscreant company uses to advertise its haraam riba insurance. These fellows don't even know how to spell da'wah and amaanah. The moron ulama-e-soo' who have halaalized the riba insurance of these companies and camouflaging the haraam muck with an Islamically sounding designation such as 'takafol' which in reality has no relationship with the Shariah, are bootleggers whose objective is monetary gain.

The street signs are a dastardly gimmick utilizing the Deen to pursue despicable worldly objectives. Hadhrat Abdullah Ibn Mas'ood (radhiyallahu anhu) narrating a Hadith pertaining to the Signs of Qiyaamah, said:

"The dunya will be searched with the amal (deed) of the Aakhirah." This is precisely what this insurance company and its halaalizers are guilty of.

We are not aware if the owners of this company are Muslim or kuffaar. Nevertheless, it is a stark materialization of the aforementioned prediction of Rasulullah (sallallahu alayhi wasallam) to use the Qur'aan as an advertising stunt. Presenting its advertising stunt to sell its haraam insurance, the Ammanah (sic) insurance company says:

"From Surah Bakarah and Hadeeth of Prophet SAW we know that riba is a major sin for us, and one we must totally abstain from in order to avoid the wrath of our Creator. We have thus ensured that whatever products are provided by Ammanah IFS are free of Riba and are Shariah approved."

Yes, approved by the ulama-e-soo' (evil scholars for dollars). All these so-called 'shariah-compliant' products are HARAAM. All forms of insurance are HARAAM. Do not be deceived by the name, 'takafol'. It is simply a shaitaani gimmick to hoodwink the ignorant masses into the Satanism of RIBA.

Furthermore, whilst this company pretends to be a muballigh it corrupts the Durood for our Nabi (sallallahu alayhi wasallam) with the stupid abbreviation, 'SAW". What is 'SAW"? It is to see in the past, or it is a metal tool to cut timber. It is never a Durood. Islam does not teach us to sing: 'saw, saw, saw' after mentioning th Holy name of Nabi-e-kareem (sallallahu alayhi wasallam). It is not permissible to use abbreviations for the Durood. Don't say even 'prophet'. Say: Rasulullah (sallallahu alayhi wasallam). it settles on the community. You may write to the 'scholars' and ulama-e-soo' to discharge the obligation of Amr Bil Ma'roof Nahyi Anil Munkar.

Tampering with the Shariah and legalizing what Allah Ta'ala has made haraam is tantamount to kufr. Those 'scholars' who have claimed that it is permissible for a group of women to travel with a ghair mahram male as long as he is accompanied by a mahramah (female), are zindeeqs. They are following in the footsteps of the ulama-e-soo' of Bani Israaeel whose profession it had become to tamper with and alter the Tauraah and the Shariah of Nabi Musa (alayhis salaam). These ulama-e-soo' are embarking on the same mission initiated by the ulama-e-soo' of Bani Israaeel. They are astray and they mislead others. They are juhalah who deceive and misguide the juhalah among the masses. The so-called 'special circumstances' hallucinated by these scoundrel 'scholars' is a typical example of Talbeesul Iblees (Deception of the Devil). With this absolutely ludicrous argument the ulama-e-soo' deem it appropriate to tamper and mutilate the crystal clear command of the Shariah regarding the prohibition of females travelling without their male mahrams. Anyhow, we have to reconcile ourselves with the predictions of Rasulullah (sallallahu alayhi wasallam). Fulfilment of predictions is a sign of the truth of Nubuwwat. Rasulullah (sallallahu alayhi wasallam) had predicted the present degenerate state of the 'scholars', hence he said: "Verily, I fear for my Ummah the Aimmah Mudhilleen."

They are the 'scholars for dollars' – the 'scholars of deviation – the 'scholars' who are astray and lead others astray as well. They prowl the world today in search of nafsaani gratification and securing worldly goals in the name of the Deen. Stating this fact, Hadhrat Abdullah Ibn Mas'ood (radhiyallahu anhu) mentioning some of the signs of Qiyaamah, said: "The dunya will be pursued with the amal of the Aakhirah." Deeds which are exclusively for the Hereafter, will be presented as a front to entrap people for the sake of monetary purposes and other base nafsaani motives. Regarding these ulama-e-soo' Rasulullah (sallallahu alayhi wasallam) said:

"There will dawn a time when nothing will remain of Islam but its name. Nothing will remain of the Qur'aan

but its text. The Musaajid will be beautifully adorned structures, but devoid of guidance. The worst of the people under the canopy of the sky will be their ulama. From them will emanate fitnah and the fitnah will rebound on them."

Rasulullah's predictions are materializing right in front of our eyes. These ulama-e-soo' to whom you have referred are running amok with the Deen all over the world, not only in the U.K. They are vermin eating away the foundations of Islam. But Allah Ta'ala has His Own plans to thwart these vile shayaateen in human form. There will always be the group of Haqq to proclaim the pristine pure Deen and the Sunnah of Rasulullah (sallallahu alayhi wasallam).

These villains masquerading as Ulama and Shaikhs of Tasawwuf should hang their heads in shame and disgrace for tampering and mutilating the Ahkaam of the Shariah. Rasulullah (sallallahu alayhi wasallam) said that it is not halaal for a woman who believes in Allah and the Last Day to undertake a journey without her mahram. But these human shayaateen seek to override this Law of the Shariah with their copro-opinion. It is haraam for women to travel without their male mahrams. The one male who is a mahram for one woman is never ever the mahram of the other women. By what stretch of Shar'i logic and intelligence did these villain 'scholars' override what Allah Ta'ala and His Rasool (sallallahu alayhi wasallam) had decreed?

The blame for the ravaging and plundering of the sister's honour by the kuffaar louts must be borne by these evil 'scholars' who issue vulgar and stupid 'fatwas' of the nafs granting women a licence to roam around without mahrams. Nowadays, it is not permissible for a woman to be out of her home on the streets without a mahram even within the precincts of the town. This is an age of extreme fitnah and fasaad. Just look what has happened to the sister at the bus station in Birmingham. She had no right to be at the bus stop. She violated Allah's Law on the basis of the haraam 'fatwas' of the zindeeq 'scholars', hence her honour was plundered and pillaged and she was seriously assaulted.

It is indeed shocking that a girl pursuing Deeni studies participating in a kuffaar marathon, dressed like a prostitute, running in the open in the mix with men and women of all varieties of kufr, fisq and fujoor. These ignoramuses are supposed to be 'aalimahs'. They are nothing but the worst type of jaahilahs. They and their teachers are all ignoramuses – moron miscreants who deceive and mislead Muslims.

These girls madrasahs and makshoofaat (ladies) tablighi jamaats are curses which destroy the hayaa and morality of females. They rip out the veil of Imaani haya from the hearts of the women who are lured out of their homes with the chimera of 'deen'. It is all a ploy of shaitaan. It is the devil's trap to ruin the nation of Islam. The consequence of mass emergence of women from their homes is only fitnah and fasaad. This fitnah is being enacted in the name of Islam by the ulama -e-soo' who hoodwink the masses with their deceitful talk presented in deeni hues. What you have said about Allah's Athaab is correct. There does overhang the Muslim nation the dark clouds of Divine Chastisement. The extent of the fitnah and immorality – fisq and fujoor – in the community has gone far beyond the limits.

Rasulullah (sallallahu alayhi wasallam) said that in the human body there is a lump of flesh. If it is healthy, the entire body is healthy. If it is diseased, then the entire body becomes diseased. That lump is the heart. The Heart of the Ummah is the Ulama. But the ulama are today corrupt – rotten to the core. Thus, we see the masses too are corrupt – rotten to the core. The kuffaar may not be blamed for the humiliation and oppression which have become our lot. Muslims are deserving of these calamities. They are divinely imposed on us via the kuffaar servants of Allah Ta'ala.

Hitherto, Allah Ta'ala has given us just a taste of chastisement as a warning and an eye-opener so that we heed and turn back to obedience. He states in the Qur'aan majeed:

"Fasaad has appeared in the ocean and the land because of the deeds which people

have perpetrated so that He (Allah) gives them a taste of some of the deeds they have earned, for perhaps they will return (to obedience)."