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Finance - Banking - Business The Majlis Vol 22 No 01, p.4

Please advise on the Shariah's ruling. A few individuals have got together and introduced an emergency rescue/medical service which is open to all.

Question

Please advise on the Shariah's ruling. A few individuals have got together and introduced an emergency rescue/medical service which is open to all. It is also a non-profit making organization. However, for the sustainability of the service, the charges are in two categories: (1) In the first category the persons are called members who make a monthly contribution of a certain amount. In lieu, they will enjoy a special discounted rate when they use the services. (2) The second group pays a higher price when the service is called on. They do not make monthly contributions. Does the Shariah permit this scheme?

Answer

We presume that the few individuals are all Muslims who will operate the medical service. The monthly contribution should be with the intention of Lillaah which will be used for the services in general. When you use the services, you will be paying therefore although at a cheaper rate. The services you will acquire will be paid for by you and will not be in lieu of the monthly contribution. In terms of the Shariah, the medical service cannot hold you liable for the monthly contribution. You are entitled to opt out at any time. In the light of the aforegoing explanation, you may join the service. It is permissible.

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